Bankruptcy Attorney in Bradford County, PA

Bradford County sits in Northern Tier, with Towanda as the county seat. The local economy is shaped by Guthrie Robert Packer Hospital, Marcellus Shale natural-gas drilling, and dairy, and federal bankruptcy cases for Bradford County residents are heard by the U.S. Bankruptcy Court for the Middle District of Pennsylvania in Harrisburg. Bradford was one of the first counties opened to Marcellus drilling — many filers received signing bonuses that have since been spent while royalty checks have collapsed — a fact that shapes how we approach almost every filing in this county.

Local experience in Bradford

Our Bradford County clients usually arrive carrying debt from Guthrie Robert Packer Hospital, C&N Bank, and oil-and-gas equipment financiers. The common pressure here is income volatility from the gas-patch boom-and-bust, and we tailor each case to that — whether that means a fast Chapter 7 discharge for medical and credit-card debt, or a Chapter 13 plan to cure arrears on a mortgage or vehicle. We handle credit-card and medical-debt judgments filed in the Bradford County Court of Common Pleas, sheriff sales scheduled at the Bradford County Courthouse in Towanda, and PA Department of Revenue tax liens against Bradford County property.

How we file your case

Start with a free consultation by phone or video — no need to drive to Harrisburg or Camp Hill. We run the Pennsylvania means test using current state median income, pick the federal or Pennsylvania exemption set that protects the most equity for your situation, and quote a flat attorney fee in writing. You complete the one-hour online credit-counseling course, we prepare the petition, and we file electronically with the Middle District clerk. The automatic stay stops every Bradford County creditor — calls, lawsuits, garnishments, foreclosure, repossession — the moment we hit submit.

Where to file: Bradford bankruptcy court

Bradford County bankruptcy petitions are filed in the Wilkes-Barre Division of the U.S. Bankruptcy Court for the Middle District of Pennsylvania. Filing location: Max Rosenn U.S. Courthouse 197 South Main Street Wilkes-Barre, PA 18701 Clerk's office: (570) 831-2500 341 meeting of creditors: Held virtually by the Chapter 7 or Chapter 13 trustee assigned to your case — Bradford County filers almost never appear in person at Wilkes-Barre. The drive from Towanda to Wilkes-Barre is rarely necessary — petitions are filed electronically and the 341 meeting of creditors is held by video.