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Bankruptcy Insights
Practical guidance on Chapter 7, Chapter 13, the means test, and what to expect when filing for bankruptcy in Pennsylvania.
Showing 1–24 of 143 articles (page 1 of 6)
Bankruptcy Credit Counseling and Debtor Education Courses in Pennsylvania: What Is Required and When
Every individual bankruptcy filer must complete a credit counseling briefing before filing and a debtor education course after. Here is what each requires, the deadlines, and how to find approved providers.
Pennsylvania Debt Relief Trends in 2026: What I Am Seeing at Consultations
Credit-card balances, buy-now-pay-later stacking, medical debt and settlement-company fallout are shaping how Pennsylvania families look for debt relief in 2026.
Six U.S. Supreme Court Bankruptcy Rulings That Shape Debt Relief in Pennsylvania
From fraud exceptions to the automatic stay, these Supreme Court decisions bind every Pennsylvania bankruptcy court and affect what debts you can discharge.
How to Qualify for Debt Relief in Pennsylvania: Chapter 7, Chapter 13 and Settlement
The means test, Chapter 13 debt limits, credit counseling and how settlement fits in — a plain-English checklist for qualifying for debt relief in Pennsylvania.
Can Bankruptcy Stop Car Repossession in Pennsylvania?
If a lender is threatening to take your car, filing bankruptcy triggers the automatic stay — a federal court order that stops repossession immediately. Here is how Chapter 7 and Chapter 13 can save your car, and what to do if it was already taken.
Can Bankruptcy Stop an Eviction in Pennsylvania? What the Automatic Stay Does and Does Not Cover
Filing Chapter 7 or Chapter 13 triggers an automatic stay, but 11 U.S.C. 362(b)(22) and (l) limit how much it protects a Pennsylvania tenant once a landlord already has a judgment for possession. Here is what actually happens, step by step.
Pennsylvania's Foreclosure Diversion and Conciliation Programs, County by County
Several Pennsylvania counties pause a foreclosure case for a supervised conference with the servicer. Here is how those programs work and when they help.
Loan Modification or Chapter 13? How Pennsylvania Homeowners Should Choose
They solve different problems, and in Pennsylvania you are often allowed to pursue both at once. Here is how to tell which one your situation needs.
Your Sheriff Sale Was Postponed. That Is Not the Same as Cancelled.
Postponements are routine in Pennsylvania counties — and they are the single most common reason homeowners lose a house they could have saved.
You Received an Act 91 Notice in Pennsylvania. Here Is What It Actually Means.
An Act 91 notice is not a foreclosure filing — it is a 30-day window that opens the only door into HEMAP. Here is how to use it.
HEMAP: Pennsylvania's Emergency Mortgage Loan, and Who Actually Qualifies
HEMAP can bring a Pennsylvania mortgage current for a homeowner with a temporary, involuntary hardship. Here is the eligibility reality.
How a Chapter 13 Filing Stops a Pennsylvania Sheriff Sale
The automatic stay stops a scheduled sale the moment the case is docketed — and § 1322(b)(5) lets you cure the arrears over three to five years.
HOA and Condo Foreclosure vs. Chapter 7 Bankruptcy in Pennsylvania: What Homeowners Need to Know
If you are behind on homeowners association or condominium assessments in Pennsylvania, here is how Chapter 7 bankruptcy treats old dues, why dues that come due after you file are handled differently under 11 U.S.C. 523(a)(16), and when Chapter 13 is the better fit for keeping your home.
PennDOT License Suspension for Unpaid Fines in Pennsylvania: What Changed in 2026 (and Where Bankruptcy Does and Doesn't Help)
Pennsylvania courts must now weigh your ability to pay before a license is suspended for unpaid traffic fines. Here is what Act 138 of 2024 changed, why parking tickets are different, and the honest answer about what bankruptcy can and cannot do about fines.
Bankruptcy Attorney in Allegheny County, PA: The Questions I Answer Every Week
A plain-English FAQ for Allegheny County residents considering bankruptcy: qualifying for Chapter 7, filing in the Western District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Montgomery County, PA: The Questions I Answer Every Week
A plain-English FAQ for Montgomery County residents considering bankruptcy: qualifying for Chapter 7, filing in the Eastern District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Chester County, PA: The Questions I Answer Every Week
A plain-English FAQ for Chester County residents considering bankruptcy: qualifying for Chapter 7, filing in the Eastern District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Pennsylvania: A Straight-Answer FAQ
The questions Pennsylvania families ask me first — qualifying, keeping the house and car, how long it takes, what it costs, and which federal district handles your county.
Bankruptcy Attorney in Dauphin County, PA: The Questions I Answer Every Week
A plain-English FAQ for Dauphin County residents considering bankruptcy: qualifying for Chapter 7, filing in the Middle District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Cumberland County, PA: The Questions I Answer Every Week
A plain-English FAQ for Cumberland County residents considering bankruptcy: qualifying for Chapter 7, filing in the Middle District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in York County, PA: The Questions I Answer Every Week
A plain-English FAQ for York County residents considering bankruptcy: qualifying for Chapter 7, filing in the Middle District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Lancaster County, PA: The Questions I Answer Every Week
A plain-English FAQ for Lancaster County residents considering bankruptcy: qualifying for Chapter 7, filing in the Eastern District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Berks County, PA: The Questions I Answer Every Week
A plain-English FAQ for Berks County residents considering bankruptcy: qualifying for Chapter 7, filing in the Eastern District, protecting your home and car, and what the process actually looks like.
Bankruptcy Attorney in Luzerne County, PA: The Questions I Answer Every Week
A plain-English FAQ for Luzerne County residents considering bankruptcy: qualifying for Chapter 7, filing in the Middle District, protecting your home and car, and what the process actually looks like.
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