Practice Areas

Focused, full-service bankruptcy representation.

Bankruptcy is technical work — but the goal is simple: relieve pressure and chart a sustainable financial future. Below are the areas where we help most often.

Chapter 7 Bankruptcy

A liquidation bankruptcy that wipes out most unsecured debt — credit cards, medical bills, personal loans — in roughly 90 days for eligible filers.

Chapter 13 Bankruptcy

A court-supervised repayment plan that can stop foreclosure, cure mortgage arrears, and discharge remaining unsecured debt at the end of the plan.

Foreclosure Defense

Stop the sheriff sale and restructure mortgage arrears through a Chapter 13 plan tailored to your household budget.

Debt Relief & Negotiation

Evaluate whether bankruptcy or negotiated settlement makes more sense for your specific debt profile.

Wage Garnishment & Lawsuits

The automatic stay stops garnishment, repossessions, and most collection lawsuits the moment we file.

Small Business & Sole Proprietors

Personal liability from a failed business is often dischargeable. We'll walk through your exposure and options.

Free bankruptcy calculator

Not sure whether you qualify for Chapter 7? Run our free Pennsylvania bankruptcy calculator — a two-minute means test against the current PA median income.

Open bankruptcy calculator

Thinking about handling it yourself?

You have the right to file your own bankruptcy in Pennsylvania. Our free pro se guide walks through the real costs, the filing-fee waiver, every required form, and the places self-filers most often get hurt.

Read the guide to filing bankruptcy without a lawyer in PA

Compare your options

Bankruptcy isn't always the right answer. These even-handed comparisons lay out the pros and cons of each path so you can decide with real information.

FAQ

Questions about these practice areas

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No cost. No obligation.

Book your free bankruptcy consultation call.

Pick a time that works for you — Attorney Sean Quinlan offers free phone and video consultations to clients throughout Pennsylvania. No office visit required.

Prefer to call? (717) 724-7503