Federal Bankruptcy Court — Western District

Bankruptcy Lawyer for the Western District of Pennsylvania

Reviewed by Sean P. Quinlan, Attorney

The U.S. Bankruptcy Court for the Western District of Pennsylvania sits primarily in Pittsburgh on the 54th floor of the U.S. Steel Tower at 600 Grant Street, with additional hearing locations in Erie and Johnstown. The Western District covers 25 counties across southwestern, northwestern, and west-central Pennsylvania.

Allegheny, Washington, Beaver, Butler, Westmoreland, Greene, and Lawrence County cases are administered from Pittsburgh; Erie, Crawford, Mercer, Venango, Warren, Forest, and McKean through Erie; Cambria, Somerset, Bedford, Blair, Clearfield, and Indiana through Johnstown. The Western District maintains its own local rules and form Chapter 13 plan, and its judges are active in requiring accurate valuation of vehicles and secured collateral at confirmation.

Counties covered by this district

Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Clarion, Clearfield, Crawford, Elk, Erie, Fayette, Forest, Greene, Indiana, Jefferson, Lawrence, McKean, Mercer, Somerset, Venango, Warren, Washington, and Westmoreland counties.

Filing in Western District

We file electronically with the Western District clerk in Pittsburgh. 341 meetings of creditors are scheduled by the assigned Chapter 7 or Chapter 13 trustee and are typically held virtually, about 30–45 days after filing.

The automatic stay takes effect on the filing date, stopping Allegheny County and outlying sheriff sales, UPMC and Highmark collection suits, Duquesne Light and Peoples Gas shutoff notices for pre-filing balances, and vehicle repossession. Chapter 7 discharge normally issues about 60 days after the 341 meeting. Chapter 13 lets you cure mortgage arrears over three to five years and, where the loan is old enough, strip or cram down certain secured claims.

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Frequently Asked Questions

Common questions

The Western District covers 25 counties including Allegheny, Beaver, Butler, Cambria, Erie, Fayette, Lawrence, Mercer, Washington, and Westmoreland.

The principal courthouse is at 5414 U.S. Steel Tower, 600 Grant Street, Pittsburgh, PA 15219. Hearings are also held in Erie (17 South Park Row) and Johnstown.

Most Pennsylvania filers keep their home and vehicle. We can elect federal bankruptcy exemptions, which protect a significant amount of home equity plus a vehicle, household goods, retirement accounts, and a wildcard for anything else. We walk through your assets before filing so there are no surprises.

We charge a flat attorney fee that is fully disclosed and agreed to before you engage the firm. Court filing fees and the two required credit-counseling courses are separate. Many clients pay the attorney fee in installments before filing.

Chapter 7 stays on your credit report for up to 10 years; Chapter 13 for up to 7 years. In practice most clients see their FICO score improve within 12–24 months because their debt-to-income ratio drops dramatically and they can demonstrate on-time payments on new credit.

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Pick a time that works for you — Attorney Sean Quinlan offers free phone and video consultations to clients throughout Pennsylvania. No office visit required.

Or request a date and time online — weekdays, 10:00 a.m. to 4:00 p.m. ET.

Prefer to call? (717) 724-7503