Harrisburg • Camp Hill • All of Pennsylvania
Overwhelmed by debt? You have more options than you think.
Free, confidential consultation with Attorney Sean P. Quinlan. We'll listen first, then walk you through Chapter 7 and Chapter 13 in plain English — no pressure, no judgment.
Stop the calls. Stop the lawsuits.
An automatic stay halts most creditor harassment, wage garnishment, foreclosure, and repossession the moment we file.
Chapter 7 or Chapter 13.
Together we'll evaluate which chapter delivers the most relief while protecting the property that matters most to you.
Transparent, flat-fee work.
You'll know what your case costs before you commit — no surprises, no hidden charges.
Free Tool
Do you qualify for Chapter 7?
Our free Pennsylvania means test calculator compares your household income to the current state median — the first step in determining Chapter 7 eligibility.
Run the calculator2-minute estimate
- • Uses current PA median income data
- • Adjusts for household size
- • No personal information required
How it works
Three steps to a fresh start.
You don't have to figure this out alone. Here's exactly what working together looks like.
- 01
Free consultation
We listen to your situation, answer your questions, and explain your options. No pressure, no obligation.
- 02
We file your petition
We prepare every document and file with the court. The automatic stay stops creditor calls, lawsuits, and garnishments immediately.
- 03
Your fresh start
Eligible debts are discharged. You move forward with a plan to rebuild your credit and your peace of mind.
Save Your Home: A Pennsylvania Homeowner's Guide to Defending Foreclosure
Written by Attorney Sean P. Quinlan. The same straightforward advice he gives clients on day one — yours instantly, no obligation.
- How Pennsylvania's judicial foreclosure timeline actually works
- The 7 mistakes that cost homeowners their houses
- When Chapter 13 can stop a sheriff's sale — even the morning of
- Your 30-day checklist if you've fallen behind
Get the guide now
Enter your details — we'll email a copy and download it instantly.
Client Stories
Pennsylvanians who got their fresh start.
In the News
Trending bankruptcy & financial distress headlines
Live coverage from Google News and industry sources. Updated automatically.
Headlines are aggregated from third-party sources for informational purposes only and do not constitute legal advice or endorsement.
Your questions, answered
The worries we hear most often.
- Will I lose my house or car?
- Most clients keep their home and vehicle. Pennsylvania filers can choose federal exemptions, which protect significant equity. We'll review your assets before filing so there are no surprises.
- Will creditors stop calling me?
- Yes. The moment we file, an automatic stay legally prohibits creditors from calling, suing, garnishing wages, or continuing foreclosure or repossession.
- How badly does bankruptcy hurt my credit?
- Many clients see their credit score improve within 12–24 months after filing because debt-to-income ratios drop dramatically.
No cost. No obligation.
Book your free bankruptcy consultation call.
Pick a time that works for you — Attorney Sean Quinlan offers free phone consultations to clients throughout Pennsylvania.