Bankruptcy Attorney in Philadelphia County, PA

Philadelphia County residents file more bankruptcy cases than any other county in Pennsylvania. Wage garnishments, sheriff sales, credit-card lawsuits, and overdue PGW and PWD bills are the most common drivers, and almost every case is handled by the U.S. Bankruptcy Court for the Eastern District of Pennsylvania in Center City.

Local experience in Philadelphia

We file Chapter 7 and Chapter 13 cases for clients across every Philadelphia neighborhood — Northeast, South Philly, Roxborough, West Philly, Germantown, and Center City. We're familiar with the local trustees, the standing Chapter 13 trustee for the Eastern District, and how Philadelphia Municipal Court judgment creditors typically respond to the automatic stay.

How we file your case

After a free phone or video consultation, we collect your last six months of pay, recent tax returns, and a list of creditors. Most Philadelphia clients qualify for Chapter 7 under the means test. If you're behind on a mortgage, car loan, or PA taxes, Chapter 13 lets you cure the arrears over 3–5 years while the automatic stay stops the foreclosure or repossession.