Bankruptcy Attorney in Philadelphia County, PA

Philadelphia County residents file more bankruptcy cases than any other county in Pennsylvania. Wage garnishments, sheriff sales, credit-card lawsuits, and overdue PGW and PWD bills are the most common drivers, and almost every case is handled by the U.S. Bankruptcy Court for the Eastern District of Pennsylvania in Center City.

Local experience in Philadelphia

We file Chapter 7 and Chapter 13 cases for clients across every Philadelphia neighborhood — Northeast, South Philly, Roxborough, West Philly, Germantown, and Center City. We're familiar with the local trustees, the standing Chapter 13 trustee for the Eastern District, and how Philadelphia Municipal Court judgment creditors typically respond to the automatic stay.

How we file your case

After a free phone or video consultation, we collect your last six months of pay, recent tax returns, and a list of creditors. Most Philadelphia clients qualify for Chapter 7 under the means test. If you're behind on a mortgage, car loan, or PA taxes, Chapter 13 lets you cure the arrears over 3–5 years while the automatic stay stops the foreclosure or repossession.

Where to file: Philadelphia bankruptcy court

Philadelphia County bankruptcy petitions are filed in the Philadelphia Division of the U.S. Bankruptcy Court for the Eastern District of Pennsylvania. Filing location: Robert N.C. Nix Sr. Federal Building & U.S. Courthouse 900 Market Street, Suite 400 Philadelphia, PA 19107 Clerk's office: (215) 408-2800 341 meeting of creditors: Held virtually by the Chapter 7 or Chapter 13 trustee assigned to your case — Philadelphia County filers almost never appear in person at Philadelphia. Filing happens electronically from our office, so Philadelphia County clients almost never need to travel even though the courthouse sits right in Philadelphia.