Pennsylvania prohibits most wage garnishments for credit-card and medical debt — but support orders, federal and state taxes, federal student loans, and PHEAA loans can all attach a Pennsylvania paycheck. Filing bankruptcy stops dischargeable garnishments immediately and creates a plan to handle the non-dischargeable ones.
What you should know
The automatic stay takes effect the moment we file. Your employer gets a notice within days. Chapter 7 stops the garnishment permanently for dischargeable debt. Chapter 13 stops the garnishment and reroutes the payment through a plan you control.
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