Bankruptcy After Job Loss in Pennsylvania

A sudden layoff in Pennsylvania often makes Chapter 7 easier to qualify for because your six-month look-back income drops below the state median. We can often file within weeks of a job loss to discharge the debt that piled up before and during unemployment.

What you should know

Even if you've found a new job, the means test looks back at the prior six months of income. Filing soon after a job loss gives you the cleanest path to Chapter 7. We also coordinate with any severance, PUA, or unemployment income to time the filing properly.