Stroudsburg & East Stroudsburg, Pennsylvania Bankruptcy Attorney

Bankruptcy Stroudsburg PA | East Stroudsburg & Monroe County

If you're searching for a bankruptcy attorney in Stroudsburg or East Stroudsburg, you're in the right place. Monroe County has one of the highest per-capita consumer bankruptcy filing rates in the Poconos region — driven by NYC and NJ commuters carrying two-state cost-of-living pressure, seasonal hospitality income, medical bills from Lehigh Valley Health Network Pocono and St. Luke's Monroe, mortgage arrears on Poconos second-home resale properties, and Monroe County sheriff sales. Filing bankruptcy is a federal right that stops creditor calls, ends wage garnishments, and can protect your home and vehicle. Stroudsburg and East Stroudsburg cases are filed with the U.S. Bankruptcy Court for the Middle District of Pennsylvania. The court sits at the Max Rosenn U.S. Courthouse in Wilkes-Barre, but everything is electronic — filings are done through CM/ECF and 341 meetings of creditors are held by Zoom. Most Monroe County clients never travel outside the county for their case.

Chapter 7 vs. Chapter 13 in Stroudsburg and East Stroudsburg

Chapter 7 is the fresh-start option. It discharges qualifying credit-card debt, medical bills, personal loans, deficiency balances after a repossession, and older tax debt in about 4–6 months. Most Stroudsburg-area Chapter 7 filers keep their home, vehicle, and retirement accounts using federal exemptions. Chapter 13 is a 3-to-5 year repayment plan for filers above the Pennsylvania median, filers behind on a mortgage or car loan, or filers who need to repay non-dischargeable tax debt or Monroe County property taxes. A Chapter 13 filing stops a scheduled Monroe County sheriff sale or a Tax Claim Bureau upset sale and lets you cure the arrears over the life of the plan while you keep the property.

Poconos communities we serve

We represent individuals and families throughout Monroe County and the surrounding Poconos: Stroudsburg, East Stroudsburg, Bartonsville, Tannersville, Marshalls Creek, Delaware Water Gap, Mount Pocono, Pocono Summit, Tobyhanna, Coolbaugh Township, Long Pond, Blakeslee, Effort, Brodheadsville, Sciota, Saylorsburg, Kunkletown, Analomink, Cresco, and the Poconos private-community filers in A Pocono Country Place, Penn Estates, Arrowhead Lakes, Emerald Lakes, Locust Lake Village, and Wallenpaupack Lake Estates. Many clients commute to New York or northern New Jersey, work at ESU (East Stroudsburg University), Lehigh Valley Health Network Pocono, St. Luke's Monroe Campus, Sanofi Pasteur Swiftwater, Kalahari Resorts, Camelback, or in Poconos hospitality and warehousing along I-80.

How to schedule a free consultation

Every case starts with a free, confidential consultation. We review your income, debts, assets, and any pending Monroe County lawsuits, garnishments, or sheriff sales. Then we quote a flat attorney fee in writing and lay out a clear path forward. You can book directly on our calendar, call the Camp Hill office, or send us a message through the contact form. We handle Monroe County cases entirely by phone, video, and secure e-signature — you do not need to drive to Camp Hill.

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Local trust signals

Why Stroudsburg clients choose Sean P. Quinlan, Esq.

  • Admitted 2001

    Licensed by the Supreme Court of Pennsylvania since 2001.

  • Federal Bankruptcy Court

    Admitted to practice before the U.S. Bankruptcy Court since 2002.

  • 25 years · 500+ cases

    Twenty-five years focused on consumer bankruptcy, with more than 500 Chapter 7 and Chapter 13 cases filed for Pennsylvania families.

  • NACBA member

    Member of the National Association of Consumer Bankruptcy Attorneys — a national organization dedicated to protecting the rights of consumer debtors.

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Prior results do not guarantee a similar outcome. Every case is decided on its own facts under the U.S. Bankruptcy Code and Pennsylvania law.

Courthouse & directions

Where Stroudsburg bankruptcy cases are heard

Consumer filings are electronic and 341 meetings of creditors are held by Zoom, so you rarely need to appear in person. If you do need to visit, here's the courthouse address, a map, and turn-by-turn directions.

Max Rosenn U.S. Courthouse — U.S. Bankruptcy Court, Middle District of Pennsylvania

197 S Main St, Wilkes-Barre, PA 18701

The federal bankruptcy court for Monroe County. Stroudsburg and East Stroudsburg cases are docketed here, but consumer 341 meetings of creditors are held by Zoom — you almost never travel to Wilkes-Barre in person.

Monroe County Courthouse

610 Monroe St, Stroudsburg, PA 18360

The state courthouse in Stroudsburg where Monroe County mortgage foreclosures, sheriff sales, tax upset sales, and creditor lawsuits are filed. Filing bankruptcy triggers the automatic stay and stops those proceedings the day we file.

Frequently Asked Questions

Common questions

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Book your free bankruptcy consultation call.

Pick a time that works for you — Attorney Sean Quinlan offers free phone consultations to clients throughout Pennsylvania.

Prefer to call? (717) 724-7503