Wilkes-Barre, Pennsylvania Bankruptcy Attorney

Bankruptcy Wilkes-Barre PA | Free Consultation

If you're searching for bankruptcy help in Wilkes-Barre, you're in the right place. Luzerne County sees a high volume of consumer bankruptcy filings each year — driven by medical debt, credit-card balances, mortgage arrears, vehicle repossessions, and PA state tax attachments. Filing bankruptcy is a federal right that stops creditor calls, ends wage garnishments, and can protect your home and car. Wilkes-Barre is one of the principal hearing locations for the U.S. Bankruptcy Court for the Middle District of Pennsylvania. Luzerne County cases are filed at the Max Rosenn U.S. Courthouse at 197 South Main Street, and 341 meetings are held virtually.

Chapter 7 vs. Chapter 13 in Wilkes-Barre

Chapter 7 is the fresh-start option. It discharges qualifying credit-card debt, medical bills, personal loans, and older tax debt in about 4–6 months. Most Wilkes-Barre Chapter 7 filers keep their home, vehicle, and retirement accounts through federal exemptions. Chapter 13 is a 3-to-5 year repayment plan for filers above the Pennsylvania median, those behind on a mortgage or car loan, or those who need to repay nondischargeable tax debt. A Chapter 13 filing stops a Luzerne County sheriff sale or repossession and lets you cure arrears over the life of the plan.

Wilkes-Barre communities we serve

We represent individuals and families throughout Wilkes-Barre and Luzerne County: Kingston, Plains, Hanover Township, Wilkes-Barre Township, Edwardsville, Forty Fort, Swoyersville, Nanticoke, Pittston, West Pittston, Duryea, Hazleton, Mountain Top, Dallas, Shavertown, and Back Mountain. Many clients work at Geisinger Wyoming Valley, Wilkes-Barre General, Commonwealth Health, Amazon Hazleton, or in warehouse and logistics along I-81.

How to schedule a free consultation

Every case starts with a free, confidential consultation. We review your income, debts, assets, and any pending lawsuits, garnishments, or sheriff sales. Then we quote a flat attorney fee in writing and lay out a clear path forward. Book directly on our calendar, call the office, or use the contact form.

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Run the Pennsylvania Chapter 7 means test in under two minutes — compare your household income to the current PA median before your consultation.

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Local trust signals

Why Wilkes-Barre clients choose Sean P. Quinlan, Esq.

  • Admitted 2001

    Licensed by the Supreme Court of Pennsylvania since 2001.

  • Federal Bankruptcy Court

    Admitted to practice before the U.S. Bankruptcy Court since 2002.

  • 25 years · 500+ cases

    Twenty-five years focused on consumer bankruptcy, with more than 500 Chapter 7 and Chapter 13 cases filed for Pennsylvania families.

  • NACBA member

    Member of the National Association of Consumer Bankruptcy Attorneys — a national organization dedicated to protecting the rights of consumer debtors.

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Prior results do not guarantee a similar outcome. Every case is decided on its own facts under the U.S. Bankruptcy Code and Pennsylvania law.

Courthouse & directions

Where Wilkes-Barre bankruptcy cases are heard

Consumer filings are electronic and 341 meetings of creditors are held by Zoom, so you rarely need to appear in person. If you do need to visit, here's the courthouse address, a map, and turn-by-turn directions.

Max Rosenn U.S. Courthouse — U.S. Bankruptcy Court, Middle District of Pennsylvania

197 S Main St, Wilkes-Barre, PA 18701

The federal courthouse in downtown Wilkes-Barre and a principal hearing location for the Middle District of Pennsylvania bankruptcy court. Consumer 341 meetings of creditors are held by Zoom — most Luzerne, Lackawanna, and Monroe County clients never appear here in person.

Luzerne County Courthouse

200 N River St, Wilkes-Barre, PA 18711

The state courthouse where Luzerne County mortgage foreclosures, sheriff sales, tax upset sales, and creditor lawsuits are filed. Filing bankruptcy triggers the automatic stay and stops those proceedings immediately.

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Book your free bankruptcy consultation call.

Pick a time that works for you — Attorney Sean Quinlan offers free phone consultations to clients throughout Pennsylvania.

Prefer to call? (717) 724-7503