York, Pennsylvania Bankruptcy Attorney
If you're looking for a bankruptcy attorney in York, PA, you have options — and you have federal protections that stop creditor calls, wage garnishments, and sheriff sales the moment your case is filed. York County sees hundreds of consumer bankruptcy filings each year from residents dealing with medical debt from WellSpan, credit-card balances, PA state tax attachments, and cross-state commuter income issues. York County bankruptcy cases are filed in the U.S. Bankruptcy Court for the Middle District of Pennsylvania in Harrisburg. Filings are electronic and 341 meetings are held virtually, so in most cases you never need to travel.
Chapter 7 is the fresh-start option — it discharges qualifying credit-card debt, medical bills, personal loans, and older tax debt in about 4–6 months. Most York Chapter 7 filers keep their home, vehicle, and retirement using federal exemptions. Chapter 13 is a 3-to-5 year repayment plan for filers above the Pennsylvania median, those behind on a mortgage or car loan, or those who need to pay back nondischargeable tax debt. Chapter 13 stops foreclosures and repossessions while letting you catch up on arrears.
We represent individuals and families across York City and York County: West York, Spring Garden, East York, Red Lion, Dallastown, Dover, Spring Grove, Hanover, Shrewsbury, Stewartstown, Wrightsville, Manchester, and New Freedom. Many York County clients commute to Baltimore, Harford County, or Cecil County in Maryland — Pennsylvania residency controls which bankruptcy district handles the case, so we regularly file for MD commuters. Employers we frequently see include WellSpan Health, Harley-Davidson, BAE Systems, York Hospital, and the York City School District.
Every case starts with a free, confidential consultation. We review your income, debts, assets, and any pending lawsuits, garnishments, or sheriff sales. Then we quote a flat attorney fee in writing and recommend a clear path forward. Book directly on our calendar, call the office, or send a message through the contact form.
Free tool
Run the Pennsylvania Chapter 7 means test in under two minutes — compare your household income to the current PA median before your consultation.
Local trust signals
Licensed by the Supreme Court of Pennsylvania since 2001.
Admitted to practice before the U.S. Bankruptcy Court since 2002.
Twenty-five years focused on consumer bankruptcy, with more than 500 Chapter 7 and Chapter 13 cases filed for Pennsylvania families.
Member of the National Association of Consumer Bankruptcy Attorneys — a national organization dedicated to protecting the rights of consumer debtors.
Read what York-area clients say about working with our firm on Google.
Prior results do not guarantee a similar outcome. Every case is decided on its own facts under the U.S. Bankruptcy Code and Pennsylvania law.
Courthouse & directions
Consumer filings are electronic and 341 meetings of creditors are held by Zoom, so you rarely need to appear in person. If you do need to visit, here's the courthouse address, a map, and turn-by-turn directions.
Sylvia H. Rambo U.S. Courthouse, 1501 N 6th St, Harrisburg, PA 17102
York County bankruptcy cases are filed and heard in the Middle District of Pennsylvania courthouse in Harrisburg — about 30 miles north of York on I-83. Consumer 341 meetings of creditors are held by Zoom, so most York clients never travel here.
45 N George St, York, PA 17401
The state courthouse in downtown York — where mortgage foreclosures, sheriff sales, credit-card lawsuits, and wage-garnishment actions against York County residents are filed before bankruptcy stops them.
Frequently Asked Questions
No cost. No obligation.
Pick a time that works for you — Attorney Sean Quinlan offers free phone consultations to clients throughout Pennsylvania.
Prefer to call? (717) 724-7503
